{"id":1119,"date":"2022-08-08T20:30:00","date_gmt":"2022-08-08T20:30:00","guid":{"rendered":"https:\/\/www.thorwin.ca\/blog\/?p=1119"},"modified":"2022-08-08T20:38:10","modified_gmt":"2022-08-08T20:38:10","slug":"the-importance-of-home-insurance-2","status":"publish","type":"post","link":"https:\/\/www.thorwin.ca\/blog\/2022\/08\/08\/the-importance-of-home-insurance-2\/","title":{"rendered":"The importance of home insurance"},"content":{"rendered":"

Renters' insurance is one of those things that every renter should have, but most people don't look around looking for credible information. That's why we're here with a great introduction to the importance of renter’s insurance. If you read many of the content items on this blog (and I hope you do) you will enjoy this blog post and learn the importance of renter’s insurance and how to get it.  <\/p>\n

What is renters’ insurance? <\/strong><\/p>\n

Your landlord has general building insurance, which does not cover your belongings. Your personal property, like furniture and goods, is your responsibility. Tenant's insurance is a way to protect what is yours. <\/p>\n

 <\/p>\n

Fact <\/strong>– 95% of owners have insurance, and only 41% of renters do so.  <\/p>\n

Why? Unfortunately, it comes from the lack of information. Some renters rely on the owner's insurance, but it will not cover any furniture damage or in-suite vandalism. Also, newcomers usually don't know how the system works, so they often miss the opportunity to purchase home insurance.  <\/p>\n

Underestimation of private property is another reason for such statistics. Remember – your clothing, jewelry,  furniture, and electronics are thousands of dollars in total. <\/strong><\/em><\/p>\n

\"Diagram\n\nDescription <\/p>\n

 <\/p>\n

Liability<\/strong> is a key reason to get insurance. It is a protection against claims resulting from injuries to people and their property or unit. If your friend or neighbour got injured at your property – they can sue you. In this case, your insurance will cover it.  <\/p>\n

And the main benefit for renters – the cost of this insurance is low.<\/strong><\/em> <\/p>\n

 <\/p>\n

Why purchase home insurance? <\/strong><\/p>\n

    \n
  1. \n

    Affordability <\/em><\/p>\n<\/li>\n<\/ol>\n

    The average cost is $15-$30\/month. It depends on factors like the amount of coverage and type.  <\/p>\n

      \n
    1. \n

      Your property protection <\/em><\/p>\n<\/li>\n<\/ol>\n

      It protects from losses of personal items, including clothes and furniture. Usually, the basic coverage includes such occasions as damage by vehicles, explosions, fire, smoke, etc. Mostly, flood coverage is an extra. <\/p>\n

        \n
      1. \n

        Liability <\/em><\/p>\n<\/li>\n<\/ol>\n

        As we mentioned, it covers if someone is injured in your home. It pays any court fees up to the limit. You can choose the number of liability costs.  <\/p>\n

          \n
        1. \n

          Travel time <\/em><\/p>\n<\/li>\n<\/ol>\n

          No more fear of thefts, as your property is covered from loss. Your personal belongings are safe, whether in your home, car, or with you during your travel.  <\/p>\n

            \n
          1. \n

            Additional perks <\/em><\/p>\n<\/li>\n<\/ol>\n

            Every insurance company may offer you additional options, like living elsewhere temporarily, etc. 
            \n <\/p>\n

            Here at Thorwin Properties, we are in a partnership with BFL Canada<\/a><\/a>, providing the best insurance options for our residents.  <\/strong>
            \n 
            \nContact BFL Canada to speak to a Tenant Insurance Specialist today! <\/strong><\/p>\n

            BFL Canada Insurance Services Inc. 
            \nToll-Free: 1-833-351-6825 
            \nEmail:             bfltenantshelp@bflcanada.ca<\/a> <\/a> <\/strong><\/p>\n

            Or ask a broker about your policy and available discounts, deductibles, and coverage limits.  
            \nChoose an insurance company that works best for you and your budget. 
            \n <\/p>\n

            Follow our\u202fCommunity Board<\/a><\/a>\u202ffor more helpful tips and updates.\u202f 
            \nYour Thorwin Properties Team\u202f <\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

            Renters' insurance is one of those things that every renter should have, but most people don't look around looking for credible information. That's why we're here with a great introduction to the importance of renter’s insurance. If you read many of the content items on this blog (and I hope you do) you will enjoy… <\/p>\n

            Read More →<\/span><\/a><\/p>\n","protected":false},"author":19665,"featured_media":1118,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[3,182,126],"tags":[232,181],"class_list":["post-1119","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-apartment-tips","category-home-insurance","category-protecting-yourself-mb","tag-home-insurance","tag-house-insurance"],"metadata":{"_pingme":["1","1","1"],"_encloseme":["1","1","1"],"_yoast_wpseo_title":["The importance of home insurance"],"_yoast_wpseo_metadesc":["Renters' insurance is one of those things that every renter should have, but most people don't look around looking for credible information. That's why we're here with a great introduction to the importance of renter\u2019s insurance. If you read many of the content items on this blog (and I hope you do) you will enjoy this blog post and learn the importance of renter\u2019s insurance and how to get it."],"_yoast_wpseo_metakeywords":["Apartment Application, Thorwin Properties, Winnipeg, Apartments for rent, Winnipeg apartments, pet-friendly apartments, house for rent in Winnipeg, rental properties, Rent in Winnipeg, Home Insurance, Insurance for home, House Insurance"],"_thumbnail_id":["1118"]},"yoast_head":"\nThe importance of home insurance<\/title>\n<meta name=\"description\" content=\"Renters' insurance is one of those things that every renter should have, but most people don't look around looking for credible information. That's why we're here with a great introduction to the importance of renter\u2019s insurance. 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